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South Florida Mortgage Advisory
Mortgage clarity for
your next move.
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NMLS
#2566750
24h
Pre-Approval
100+
Loan Programs
5★
Client Rated
Explore
What We Do

Every path to homeownership,
covered.

Whether you're buying your first home, refinancing, or building a portfolio — PMA has the right loan for you.

🏡
Buy
Purchase
From renting to owning, with a clear roadmap. Conventional, FHA, VA, and jumbo loans tailored to your timeline and budget.
Get pre-approved
🔄
Refinance
Refinance
Lower your rate or access your equity. Rate-and-term or cash-out refinancing with a streamlined process and transparent pricing.
Check my rate
📈
Invest
Investment
DSCR, Non-QM, rental property financing. Qualify on rental income, not W-2s. Scale your portfolio with the right loan structure.
Explore DSCR loans
🤝
Realtors
Partners
Co-branded tools and fast pre-approvals. Close more deals with a lender who responds in hours, not days. Your clients deserve better.
Become a partner
Payment Estimator

What will my
mortgage cost?

Get an instant estimate. Plug in your numbers and see your projected monthly payment in seconds.

⚡
Instant estimate — no personal info required
🔒
Nothing is stored or shared
📞
Talk to Jose for a real rate in under 10 min
🏠 Monthly Payment Calculator
Est. Monthly Payment
$2,847
30-yr fixed · $400,000 loan
P&I: $2,347
Tax: $500

Estimate only. Actual payments include insurance, HOA, and PMI where applicable. Contact us for a personalized quote.

Who We Are

Mortgage advisory,
reimagined.

Built for South Florida's diverse, fast-moving market.

Premier Mortgage Advisors serves South Florida with technology-first mortgage advisory. We combine sophisticated loan analysis, AI-powered tools, and the kind of personal attention that big banks simply can't offer.

From first-time buyers in Miami to seasoned investors building rental portfolios across Broward and Palm Beach — we structure loans that fit your life, not the other way around.

⚡
Speed
Pre-approvals in 24 hours. Closings on time, every time.
🎯
Precision
Every loan is structured for your specific financial situation.
🤖
Technology
AI-powered tools like Luna give you mortgage clarity 24/7.
🤝
Integrity
Transparent pricing. No hidden fees. We work for you.
JD
Jose Diaz
Mortgage Advisor & Founder
NMLS #2566750

I built PMA because I believe every borrower deserves clarity — not confusion. Great rates, honest advice, and a lender who actually picks up the phone.

FL
Licensed
24h
Response
100+
Programs
Get In Touch

Ready to get
started?

Send a message, email us directly, or let Luna guide you to the right loan program.

✉️
Email
jose@pmafin.com
🤖
AI Advisor
Talk to Luna — available 24/7
📋
NMLS
#2566750
Send us a message
✓ Message received! We'll be in touch within 24 hours.
🤖

Hi, I'm Luna

Your AI mortgage advisor, powered by PMA. What can I help you with today?

🏡
I want to buy a home Get pre-qualified and explore programs
🔄
I want to refinance Check if refinancing makes sense for you
📈
I'm an investor DSCR, Non-QM, and portfolio loans
🤝
I'm a Realtor Partner tools and fast pre-approvals
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