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PMA INVESTOR MORTGAGE REVIEW

Review the financing structure before committing to the transaction.

A preliminary review with Ivet Delgado-Diaz can compare DSCR, projected rent, reserves, leverage, and participating-lender requirements.

This is not an appraisal, investment recommendation, approval, or guarantee of profitability.

What we look at first
DSCR
Preliminary calculation

Based on assumptions that require verification.

Leverage
Requested structure

Subject to program, property, and borrower eligibility.

Reserves
Estimated range

Final requirements depend on the participating lender.

Ivet Delgado-Diaz
YOUR CONTACT
Ivet Delgado-Diaz
Loan Officer • NMLS 2422197

The focus is scenario, DSCR, leverage, and execution. Not a homebuyer conversation.

INVESTOR SCENARIO PACK

What you get

An educational comparison of the requested structure and available assumptions.

Preliminary DSCR calculation

An initial view based on unverified rent and payment assumptions.

Leverage structure

An initial comparison of the requested amount and potential adjustments.

Estimated payment

An educational range for reviewing cash flow under explicit assumptions.

Potential program paths

Options subject to full review by a participating lender.

REVIEWS

Proof before you move forward with Ivet Delgado-Diaz

Real reviews placed before asking the visitor for more commitment.

How it works

1
Share the basics

Property type, expected rent, value, loan amount, and timeline.

2
We review the scenario

DSCR, leverage, reserves, and likely program fit.

3
You get next steps

Continue the review, revise the requested structure, or pause the financing process.

SCENARIO PACK

Five inputs that speed up the deal screen

The point is to screen the deal fast and only go deeper if it fits.

Property type
Expected rent
Purchase or refi value
Loan amount
Timeline

Common objections

I do not want to fill out a full application yet

Good. Start by screening the deal.

I need to know whether DSCR will work

That is one of the first validations we do.

I do not want surprises on reserves or leverage

That is why those guardrails show up early.

COVERAGE

Coverage and referrals

Florida and Texas remain licensed. PMA can also support other states through partner referrals when the scenario allows it.

United States mortgage availabilityTexas and Florida highlighted in gold as licensed states. Other states shown in translucent navy for investment and Non‑QM footprint. AKALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPARISCSDTNTXUTVAVTWA WI WV WY

Premier Mortgage Advisors LLC is directly licensed in Florida and Texas. In other states, PMA may accept the scenario and coordinate it through an independent mortgage professional licensed in the applicable state, under a broker agreement or authorized partner arrangement when applicable. Product availability, pricing, eligibility, approval, and closing depend on the licensed partner and complete file review.

Review the structure before completing an application.

Compare the available assumptions and identify what a more complete review requires.

Informational only. Not a commitment to lend. All scenarios depend on property details, documentation, verification, underwriting, program guidelines, and lender approval.

Review My Investment Scenario

Compare the available assumptions and identify what a more complete review requires.

Introduction call
15 minutes to understand your goal, your timing, and the next step.
Prequalification
60 minutes to review numbers, documents, and build a clear path to pre-approval.
Loan review
30 minutes to review your Loan Estimate or your current loan and tell you which options make the most sense.
Tip: Start with the call that best matches where you are today.