These Terms & Conditions ("Terms") govern your access to and use of PMAFIN.com (the "Site"), operated by Premier Mortgage Advisors, LLC ("PMA," "we," "our," or "us"). By accessing or using the Site, you agree to these Terms.

The Site and its content (including calculators, educational tools, articles, and any AI-enabled experiences such as "Luna") are provided for informational and educational purposes only. Nothing on the Site constitutes an offer, approval, rate lock, or commitment to lend. Loan programs, rates, fees, and terms may change and are subject to underwriting, verification, and lender guidelines.

You agree to use the Site only for lawful purposes. You may not use the Site in a way that could damage, disable, overburden, or impair the Site, or interfere with any other party's use.

You are responsible for the accuracy of any information you submit through forms, chat, or tools. Estimates generated by calculators depend on user inputs and assumptions and may not reflect your actual loan terms, payment, or costs.

The Site may link to third‑party websites or services (for example, application portals, scheduling pages, credit tools, or social platforms). PMA does not control third‑party sites and is not responsible for their content, availability, or practices. Your use of third‑party services is subject to their terms and privacy policies.

If you provide a phone number or email address, you authorize PMA to contact you about your inquiry, including via calls, text messages, or email, consistent with your selections and applicable law. Consent is not required to obtain services. Message and data rates may apply. You may opt out of marketing communications at any time.

The Site, its design, text, graphics, logos, videos, and other content are owned by PMA or its licensors and are protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from Site content without prior written permission, except for personal, noncommercial use.

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. PMA DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT. PMA DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR‑FREE, OR SECURE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PMA WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SITE.

We may update the Site and these Terms from time to time. The "Last updated" date reflects the most recent revision. Your continued use of the Site after updates constitutes acceptance of the revised Terms.

Premier Mortgage Advisors, LLC

3000 SW 148th Ave, Suite 304

Miramar, FL 33027

Phone: (786) 321-9696

Email: contact@pmafin.com