PMA mortgage tools

Mortgage calculators

Build a useful first scenario, compare the variables that matter, and confirm exact figures with a PMA Mortgage Broker.

Choose a scenario

Start with the right calculation

PMA flagship tool

Compare complete PITIA, mortgage insurance, program fit, lender paths, and next steps with Luna.

PRO preset

Enter Calculator PRO with the full housing payment in focus, including taxes, insurance, MI, and HOA.

Budget planning

Build a quick budget estimate based on income, debts, and a target housing payment.

Homeowner scenario

Compare current and proposed payments, costs, and the estimated break-even point.

Cost comparison

See whether paying points makes sense for the expected ownership timeline.

Human review

A public calculation is a starting point. PMA can review credit, property, documentation, and lender fit securely.