Terms & Conditions

1. Acceptance of terms

By accessing or using www.pmafin.com (the "Website"), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use the Website.

2. Mortgage-service disclosures

Premier Mortgage Advisors LLC (dba PMA) is a licensed mortgage broker. All loan products are subject to credit approval, underwriting guidelines, verification of information, property appraisal, and applicable program terms. Rates, fees, and terms are subject to change without notice and may vary by state and product. Nothing on this Website constitutes an offer or commitment to lend.

3. Not legal, tax, or investment advice

Information on this Website is educational and general in nature. It does not constitute legal, tax, accounting, or investment advice. Please consult your own advisors for personalized guidance.

4. Electronic communications and SMS

By providing contact information, you consent to receive electronic communications from PMA related to the services you request. SMS opt-in is separate and requires explicit consent via the SMS Opt-In page. SMS message types include: mortgage application updates, loan status changes, document requests, appointment reminders, and customer support. Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe. Reply HELP for assistance. Consent to SMS is not a condition of purchase.

5. Privacy

Your use of the Website is also governed by our Privacy Policy. We do not sell, rent, or share your personal information with third parties for their marketing purposes.

6. Intellectual property

All content, trademarks, and materials on the Website are the property of PMA or its licensors and are protected by U.S. and international intellectual property laws. Copying, redistribution, or reverse engineering without written permission is prohibited.

7. Third-party links

The Website may contain links to third-party sites. PMA is not responsible for the content, policies, or practices of any third-party site.

8. Compliance & licensing

PMA operates under applicable federal and state mortgage regulations. Licensing information is available on NMLS Consumer Access. We comply with the Telephone Consumer Protection Act (TCPA), CAN-SPAM, RESPA, TILA, ECOA, and other applicable laws.

9. Limitation of liability

To the maximum extent permitted by law, PMA shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Website.

10. Changes to these terms

PMA may update these Terms from time to time. Continued use of the Website after any change constitutes acceptance of the revised Terms.

11. Contact