Wholesale mortgage
One mortgage strategy. More paths to compare.
PMA is an independent mortgage broker. We evaluate the borrower, property, timing, and documentation before identifying a lender path that fits the complete scenario.
Why the wholesale channel matters
A retail bank usually presents its own products. A wholesale broker can evaluate programs from multiple approved lender relationships, then coordinate one focused file from application through closing.
How PMA evaluates a file
- 01
Understand the goal
Purchase, refinance, investment, equity, timing, and the decision the borrower needs to make.
- 02
Read the complete file
Income, assets, credit, occupancy, property type, reserves, and documentation are considered together.
- 03
Compare viable paths
PMA narrows the available lender and program options before discussing payment, cash to close, and tradeoffs.
- 04
Manage one clear process
The borrower receives coordinated updates on documents, conditions, milestones, and next actions.
Wholesale access supporting different mortgage scenarios
The companies shown below reflect wholesale relationships in the PMA network. A logo is not a recommendation or a promise that a product is available for a specific borrower.
UWM
Agency, Non‑QM, Second
TLS (The Loan Store)
Agency, Non‑QM, HELOCs
Windsor
Agency, Non‑QM
Newrez
Agency, Non‑QM
Lendz
DSCR, Non‑QM, Foreign National
Deephaven
DSCR, 1–9 units, Non‑QM, ITIN
Cake
Non‑QM, 1–10 units, HELOCs
Button Financial
HELOCs, HELOANs
PennyMac
Agency, Non‑QM, HELOCs
Velocity
Commercial, HELOANs
Figure
HELOCs
HomeXpress
Non‑QM, DSCR, Jumbo
Orion Lending
Conventional + government
Rocket Pro
FHA • VA • Conventional
Important program notice
Partner, program, pricing, and product availability can change and depends on borrower eligibility, property characteristics, lender guidelines, market conditions, and applicable law. Not every lender or option is represented. PMA does not guarantee approval, terms, closing, or the availability of a specific program.