Reviews across PMA Mortgage Brokers
A selection of public reviews and testimonials associated with our Mortgage Brokers. Individual results vary, and the best next step is a quick call for your exact scenario.
“Thanks to Osmail, I was able to access an investment property that perfectly aligns with my goals. From day one, the entire process flowed smoothly and efficiently. He has a remarkable ability to explain each step, answer questions, and ensure that everyone understands exactly what they are signing. His communication is consistent, transparent, and always focused on finding solutions. It's clear he's an expert in his field and genuinely cares about his clients. I wholeheartedly recommend him to anyone looking for a reliable, patient, and committed lender.”
“I had an excellent experience working with my lender throughout my mortgage process. He is extremely professional, knowledgeable, and dedicated. From the beginning, he guided me step-by-step, answered all my questions clearly, and made everything easy to understand. His communication was outstanding, and I always felt supported and informed. Thanks to his expertise and patience, the entire process went smoothly. I highly recommend him to anyone looking for a reliable and professional lender. Truly exceptional service!”
“Osmail y su equipo hacen un excelente trabajo. Brindan un servicio completo, confiable y eficiente.”
“Working with Osmail was a pleasure. He kept me on track and helped me collecting all the documentation to get the loan approval. He did this with patience and in a timely matter. The closing went smooth and we locked in the best possible interest for the given market. Highly recommended!”
“Well, my wife and I would like to thank Osmail, who was our lender, guiding us from the very beginning. We are very grateful for carrying out this process with great responsibility, always attentive every time I called him. His communication and interest were very good so that we could achieve our first little house. Thank you very much. I recommend him and his team. Thank you.”
“Osmail was instrumental in the purchase of my house. He was always available, clear, professional, and very attentive throughout the entire process. Thanks to his help, everything was easier and faster. I recommend him 100%. Thank you for everything!”
“What everyone considered the most stressful experience turned into the most enjoyable thanks to Osmail's amazing team. A million thanks for so many wonderful things.”
“The experience has been excellent. This is the second time we've used Osmail's services, and both times we've been able to close the deal very quickly and stress-free. Highly recommended.”
“Incredible experience, the speed of the treatment, and the solution to all our needs were instant. Let yourself be treated by a complete professional. Thanks to Osmail for turning a "stressful" experience into something pleasant and easy to bear.”
“We worked with Osmail first to purchase our home and then again to refinance. He was attentive, reachable, and answered our every concern and question even months after we had already used his services. He made the process very easy given his expertise in this area. Overall we couldn’t have asked for a better experience! I always recommend him to family and friends.”
“José was a vital part of our home buying process⬦ he was with us and guided us every step of the way. It is so important to surround yourself with professionals that are sharp, hard working and responsive. Thank you for making our dreams a reality!”
“No me alcanzan las palabras para decir cuán importante ha sido para mi vida y la de mi familia⬦ Siempre apoyándonos con sus mejores servicios y recomendaciones. Los recomiendo 100%.”
“José is a very good professional, very knowledgeable and dedicated to his work. My refinancing process went smoothly. He guided me at every stage and answered all my questions. I would recommend him 100%.”
“If you are looking for a professional person to help you in the process of buying your home, you should work with Jose Diaz. Answers calls, explains everything you don't understand. You won't regret working with him.”
“Jose is so professional. He takes care of our file and now we�"re happy homeowners �x܁ Thank you for your job, your time, and the patience you had with us.”
“EL MEJOR LENDER!!! He tenido la oportunidad de trabajar con Jose⬦ siempre fue atento a los números, a los detalles del préstamo y hasta intervino para que no perdiéramos la compra. Resumen: lender confiable y consciente.”
“Working with Jose Diaz has been a wonderful experience since day one. He kept in touch every step of the way and was always available to respond. Will definitely recommend Mr. Diaz to my family and friends.”
“Muy profesional y atento. Siempre estuvo disponible para cualquier pregunta. Very professional and attentive; always available to assist with any doubts or questions.”
“José picks your phone call at any time and day. His experience in the industry is what makes him, in my opinion, the best mortgage broker I have done business with. He helped me close when others said it couldn�"t be possible.”
“Jose is very professional, attentive and always responsive for our clients�" needs. He explains the buying process in detail and is very knowledgeable in his field.”
“Jose is outstanding! He is very knowledgeable, capable, and he really loves what he does! He went beyond expectations and helped us achieve our first home!”
“Jose was great answering all the questions and concerns we had during the loan application process. He made the process smooth and easy to go through. Thank you so much Jose.”
“Jose Diaz salvó la compra de mi primer apartamento cuando ya no tenía esperanzas⬦ siempre estuvo presente, explicando con paciencia y dándome confianza. Profesional excelente, con mucha experiencia. Gracias Jose.”
“Jose was friendly, informative and on top of everything every step of the way. Thanks for everything!”
“It was a pleasure to work with Jose. He was always available to answer any concerns. Great communication. From start to end it was a smooth transaction.”
“Jose is outstanding! He is very knowledgeable, capable, and he really loves what he does. He helped us achieve one of our American dreams: our first home!”
“Jose is so professional. He takes care of our file and now we�"re happy homeowners �x܁ Thank you for his job, his time and the patience that he had with us.”
“Soy Realtor y lo recomiendo para trabajar como tu Mortgage Broker⬦ te salva las transacciones más difíciles, busca soluciones rápidas e inmediatas. Lo recomiendo 200x200% con los ojos cerrados.”
“En todas las transacciones que hemos trabajado juntos ha sido muy profesional: comunicativo, perseverante y conocedor. Responde todo lo que los clientes preguntan y les da asesoramiento. Definitivamente lo recomiendo �x�.”
“Basada en mi experiencia personal, Jose Diaz es un profesional preparado, carismático, amable y accesible. Una persona comprometida con su trabajo y clientes. No tengo ningún punto negativo que señalar.”
“A very good experience with José Diaz in Miami, FL⬦ very professional and very trustful. José is a person you can count on.”
“Working with Osmail was an incredible experience. It almost seemed impossible to obtain our house and with his help and dedication we achieved it. The process was very fast and very professional.”
“Desde el comienzo tuvo mucha paciencia y nos explicó paso a paso. Muy profesional; tuvo mucho acierto en los números desde el comienzo hasta el final del cierre. Sin dudas lo contactaré en el futuro. Gracias.”
“Osmail promptly answered any questions, doubts, and concerns I had. He worked hard to give me the best possible deal, alternatives and advice to achieve our dream. We are eternally grateful.”
“Easily reachable and accommodating during the home buying process.”
“Osmail was very clear and concise offering great advice at every step of my journey. Excellent service from beginning to end. Thank you for your professionalism and for making this such a smooth transaction.”
“Excelente persona y un gran profesional, siempre es un placer que podamos trabajar juntos.”
“He was very helpful throughout the process, very communicative and always helped with each step.”
“Osmail Marey is an outstanding mortgage professional. He provided unwavering support through every step of the process above and beyond my expectations. His knowledge, professionalism and dedication put my mind at ease and made the entire mortgage process simple and easy.”
“Our experience was very satisfying. Excellent service and advice. We have nothing negative to report. We recommend it for sure.”
“Great person and helped throughout whole process.”
“Desde un primer momento en este proceso el Sr. Osmail se ha comportado de una forma muy profesional. Siempre pendiente y respondiendo nuestras consultas. La compra se transformó en algo placentero. Muchas gracias.”
“Osmail was on top of the process since the beginning. He kept me continuously updated and always answered my calls. Definitely I will recommend Osmail to all my friends.”
“El señor Osmail Marey Hernandez es un excelente profesional. Nos mantuvo informados de cada paso en el proceso. Siempre brindó seguridad sin importar la hora ni el día. Muy satisfechos.”
“The professionalism and level of advice were outstanding from the day we started to the end. We needed many explanations; the agent was patient enough to answer all our questions. Grateful for the service received.”
“It was a pleasure for us to have worked with you Osmail; our expectations were exceeded. You showed professionalism, capacity and efficiency during a process that was very fast. Thanks.”
“La atención y servicio del Sr. Osmail fue magnífico todo el tiempo. Es muy profesional y entregado a su trabajo.”
“Excelente trato, muy buena comunicación. Siempre nos tuvo al tanto de todo el proceso.”
“We receive an excellent service. Consulting and customer service helped us make the right decisions at all times. We recommend it one hundred percent.”
“Amazing service! Always my go-to lender for all my transactions. Very attentive and always professional.”
“He is an honest and confident person. Very patient and empathetic with us. I recommend 100% his professional service.”
“Very knowledgeable & competent people to work with, plus the loan was processed very coordinated & fast!”
“Sin dudas fue un gran placer trabajar junto a Osmail. Excelente comunicación y rapidez. Gracias por hacer realidad nuestros sueños; sin dudas serás nuestra primera opción.”
“Professionalism and the desire to help are values I found in Osmail. Always willing to help, very patient. Thanks to him I was able to refinance my house. Good luck!”
“The experience of refinancing my home was very satisfactory, thanks to Osmail who made everything easier. Extremely professional job. Thanks for all.”
“Osmail was very professional answering all my questions and walked me through the entire refinancing process. Highly recommend to friends and family. 5 stars for him.”
Testimonials and reviews reflect individual experiences and may not be representative of all clients. Results vary.
See the payment before you fall for the property
Switch between purchase and refinance and review the full payment.
Payment review for buyers and homeowners
Switch between purchase and refinance without leaving the review page.
* Example for illustration only: purchase price $450,000, 20% down, 30-year fixed, 6.750% note rate, 6.982% APR, estimated as of January 15, 2026.
Rates, APR, taxes, insurance, mortgage insurance, reserves, cash to close, fees, and qualifying terms can change based on credit, income, assets, property, occupancy, documentation, market movement, lender overlays, and underwriting.
This calculator is an educational estimate. It is not a Loan Estimate, credit decision, approval, or commitment to lend. Ask a licensed mortgage professional for a full review and an official Loan Estimate before making decisions.
Licensed in Florida and Texas
Headquarters in Florida. We are licensed in Florida and Texas, and we can also help in every other state through our partner referral network for purchase, refinance, and investment scenarios.
Florida and Texas mean direct PMA licensing and local presence. In every other state, PMA can still help with primary-home purchase, refinance, and investment scenarios through our partner referral network.
Want results like these?
Book a quick intro call. We'll map the fastest path to approval.