PMA mortgage tools

Mortgage Calculator PRO

Compare borrower-ready mortgage scenarios with PITIA, mortgage insurance, program selection, lender fit, and Luna-ready audit events preserved for PMA workflows.

Secure intake All calculators

Mortgage Calculator Pro V1

Payment, MI, and lender paths in one view

pmafin-mortgage-calculator-pro/v1

Estimated monthly payment

$2,838

PITI + MI + HOA

P&I

$2,130

Property tax

$500

Insurance

$208

$0 / 0.000%

LTV

80.00%

APR est.

5.123%

Lender comparison

4 paths

UWM

UWM | 1-3d | -0.08%

4.850%

-$19.44

The Loan Store

TLS | 2-4d | 0.00%

4.930%

$0.00

Rocket Pro

ROCKET_PRO | 1-4d | +0.08%

5.010%

$19.53

Newrez

NEWREZ | 2-5d | +0.10%

5.030%

$24.42

{
  "type": "mortgage_calculator_pro.optimize",
  "workflow": "mortgage_calculator_pro_v1",
  "version": "pmafin-mortgage-calculator-pro/v1",
  "scenario": {
    "purpose": "purchase",
    "program": "conventional",
    "propertyValue": 500000,
    "loanAmount": 400000,
    "ltv": 80,
    "ficoBand": "760-850",
    "rate": 4.93,
    "termYears": 30,
    "totalPayment": 2838.21
  },
  "lenderKeys": [
    "uwm",
    "tls",
    "rocket-pro",
    "newrez"
  ],
  "generatedAt": "2026-07-17T01:11:29.809Z"
}

Step 1

PITIA estimate

Step 2

Lender comparison

Step 3

Flood and hazard review

Step 4

Secure intake