PMA
PMA
Purchase • Refinance • DSCR
Calculator

App-style monthly payment calculator

Estimate principal and interest, compare FHA vs conventional mortgage insurance logic, and see a pre-approval style preview before you book the long prequalification call.

PMA Mortgage Calculator

Mortgage calculator

Program, term, rate, taxes, and insurance in one view.

Loan Purpose
Program
Term
years
Purchase price
$
Down payment
%
$
Interest rate
%
Property taxes
$
HOI
$
HOA dues
$
Other dues
$
Credit range
Estimated monthly payment
$3,049
Purchase • Conventional • 30-year fixed
PITI
APR 5.123%
P&I$2,150.18
Taxes$442.71
Insurance$301.04
MI$154.77
Purchase price
$425,000.00
Down payment
$21,250.00 (5.0%)
Loan amount
$403,750.00
Principal and interest
$2,150.18
Interest rate
4.930%
Estimated APR
5.123%
Taxes per month
$442.71
Insurance per month
$301.04
Loan insurance per month
$154.77
HOA per month
$0.00
Other dues per month
$0.00
LTV
95.000%
Annual mortgage insurance rate
0.460%
Get a personalized payment estimate
Approval Status
Pre-Approved
Loan Amount
$403,750.00
Property Address
TBD
Sales Price
$425,000.00
Financing Percentage
95.000%
Loan Type
Conventional
Loan Term
30-year fixed
Estimated Payment
$3,048.70
APR
5.123%
Expires On
5/5/2026
Sincerely,
Milena Coello
Milena Coello
Mortgage Broker • NMLS 2753261
(786) 848-1789 • milena@pmafin.com
Premier Mortgage Advisors LLC • NMLS 2566750
3000 SW 148TH AVE, SUITE 304, Miramar, FL 33027

* Example for illustration only: purchase price $450,000, 20% down, 30-year fixed, 6.750% note rate, 6.982% APR, estimated as of January 15, 2026.

Rates, APR, taxes, insurance, mortgage insurance, reserves, cash to close, fees, and qualifying terms can change based on credit, income, assets, property, occupancy, documentation, market movement, lender overlays, and underwriting.

This calculator is an educational estimate. It is not a Loan Estimate, credit decision, approval, or commitment to lend. Ask a licensed mortgage professional for a full review and an official Loan Estimate before making decisions.

* Example for illustration only: purchase price $450,000, 20% down, 30-year fixed, 6.750% note rate, 6.982% APR, estimated as of January 15, 2026.

Rates, APR, taxes, insurance, mortgage insurance, reserves, cash to close, fees, and qualifying terms can change based on credit, income, assets, property, occupancy, documentation, market movement, lender overlays, and underwriting.

This calculator is an educational estimate. It is not a Loan Estimate, credit decision, approval, or commitment to lend. Ask a licensed mortgage professional for a full review and an official Loan Estimate before making decisions.

Google
“I had an excellent experience working with my lender throughout my mortgage process. He is extremely professional, knowledgeable, and dedicated. From the beginning, he guided me step-by-step, answered all my questions clearly, and made everything easy to understand. His communication was outstanding, and I always felt supported and informed. Thanks to his expertise and patience, the entire process went smoothly. I highly recommend him to anyone looking for a reliable and professional lender. Truly exceptional service!”
Rodolfo Salgado12/17/2025

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Introduction call
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